Hello, I'm
MD. Nazmus
Sakib
Fintech Project & Stakeholder Manager — Payments, Regulatory Compliance & Digital Banking
PMP® Fintech Payments Regulatory Compliance Data Analytics
About Me
Where Finance Meets Technology
PMP® and IBA-MBA certified professional with 8 years of experience in the banking sector, specialising in the integration of Core Banking Systems (CBS) and Digital Financial Services (DFS) at Shahjalal Islami Bank PLC.
I manage the technical lifecycle of digital payment products and ensure backend alignment with business goals — spanning national payment systems (BACPS, BEFTN, RTGS, NPSB), agent banking, fintech integrations, and transaction governance.
My MBA in Finance combined with a BSc in Computer Science & Engineering gives me a rare bridge between business strategy and technical execution — delivering payment solutions that are not only innovative but operationally resilient and compliant.
Work Experience
Career Journey
8 years of continuous growth within Shahjalal Islami Bank PLC — from core banking fundamentals to leading digital payment operations.
Shahjalal Islami Bank PLC
Dhaka, Bangladesh · Feb 2017 – Present · 8+ years
- Core member of DFS and CBS team, supporting national payment rails, agent banking, and fintech-enabled digital channels.
- Lead daily monitoring of high-volume digital transactions across EFT, RTGS, and NPSB to ensure accuracy, availability, and compliance.
- Primary focal point for Bangladesh Bank payment-related regulatory reporting — maintaining 100% compliance for national payment systems.
- Track transaction volumes, success rates, and migration trends, translating data into insights for senior management decision-making.
- Govern fintech and agent banking reconciliation, ensuring data integrity between Core Banking Systems and external payment platforms.
- Led automation and reconciliation of Trust-cum-Settlement Accounts (TCSA), ensuring accurate settlement and timely resolution of transaction mismatches.
- Collaborate with business, technology, and service operations teams to resolve transaction failures and meet agreed SLAs.
- Managed analytics on millions of daily CBS-driven digital transactions within a 4TB+ enterprise banking database.
- Designed automated transaction anomaly and risk-monitoring mechanisms, strengthening payment integrity and fraud detection.
- Delivered MIS and performance dashboards on digital channel usage, transaction trends, and operational health.
- Supported DFS initiatives by analysing customer transaction behaviour and digital channel adoption patterns.
- Led UAT, deployment support, and post-implementation validation for payment-related system enhancements.
- Supported automated reconciliation workflows, reducing manual intervention and improving settlement accuracy.
- Engineered Oracle SQL/PL-SQL solutions for automated reconciliation between CBS and third-party payment switches, identifying settlement gaps and revenue leakage.
- Supported digital payment and remittance integrations, ensuring zero-defect deployments.
- Coordinated UAT and go-live activities for core banking upgrades and automation initiatives.
- Built foundational expertise in core banking operations, payment processing, SQL development, and ITIL-based service delivery.
Competencies
Skills & Expertise
A blend of technical depth and business acumen built over 8 years at the intersection of banking and technology.
Impact Work
Case Studies
Selected initiatives delivering measurable outcomes across digital banking operations, automation, and analytics.
TouchPay Digital Ecosystem
End-to-end ownership of SJIBL's mobile and agent banking ecosystem — spanning DFS & CBS integration, national payment rails (BACPS, BEFTN, RTGS, NPSB), and fintech-enabled channels serving retail and corporate customers.
TCSA Reconciliation Automation
Designed and led automation of Trust-cum-Settlement Account (TCSA) reconciliation — replacing error-prone manual workflows with Oracle PL/SQL-driven settlement verification, eliminating mismatches between CBS and third-party payment switches.
Fraud Detection on 4TB+ Database
Built automated anomaly and risk-monitoring mechanisms on an enterprise 4TB+ Oracle CBS database — detecting transaction irregularities across millions of daily digital banking operations and delivering MIS insights via Power BI.
Education
Academic Background
A dual foundation in finance and computer science — enabling both strategic and technical perspectives.
Credentials
Certifications
Industry-recognised certifications validating expertise in project management, service governance, and agile delivery.
Get In Touch
Let's Connect
Open to consulting opportunities, industry discussions, and collaboration on fintech and banking technology initiatives.
Available for fintech consulting, speaking engagements, and advisory roles.
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